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Cub Cadet Financing
Making a commitment to a horse can span decades, creating greater financial needs than even saving for college or retirement.  Photo credit: Bloomberg.
Making a commitment to a horse can span decades, creating greater financial needs than even saving for college or retirement. Photo credit: Bloomberg.

by Amanda Schiavo

Picture a horse grazing on a sunny day when she suddenly senses her owner’s bank account is perfectly balanced. This, the horse determines, is the opportune time to jam a leg through a fence and ring up a hefty vet bill.

Anyone who has ever owned a horse knows this feeling. There is even a meme about it.

There are roughly two million horse owners in the U.S., and 7.1 million people involved in the industry when including service providers, employees and volunteers, according to horse transportation company Equo. That means a potential client population larger than that of Chicago, Houston and Philadelphia combined with a very specific set of financial needs.

For a hobby such as equestrianism, coming up with a proper plan can be challenging when considering taxes, estate planning and expensive regulations related to taking show horses across national borders. But equestrians will tell you that once they fall in love with a horse, there’s no turning back.

The question becomes: How to build a plan for a horse enthusiast without scrimping on the client’s own long-term care, retirement, family and other needs?

Learn how HERE.

This article is originally published by Financial Planning and reprinted here with permission.


 Advisor Brooke Salvini's horse Cole enjoys some grass out in a field. Salvini shares her passion for horses with many of her clients.
Advisor Brooke Salvini's horse Cole enjoys some grass out in a field. Salvini shares her passion for horses with many of her clients. Photo courtesy of Brooke Salvini.

For more information about financial planning and other consulting services for an equestrian lifestyle, visit our sections on Accounting and Consulting.

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