Should you consider equine insurance? If so, why?
Equine insurance is important for a number of reasons, including:
- To protect your financial investment in your horse. Horses can be very expensive animals to purchase and maintain, and even a minor illness or injury can result in significant veterinary costs. Equine insurance can help to offset the cost of these expenses, so that you don't have to make the difficult decision of whether to provide your horse with the care it needs or to euthanize it due to financial constraints.
- To protect yourself from liability. If your horse injures someone or damages property, you could be held liable for the resulting damages. Equine liability insurance can help to protect you from these financial losses.
- To give you peace of mind. Knowing that your horse is financially protected can give you peace of mind and allow you to enjoy your horse ownership experience more fully.
Here are some specific examples of how equine insurance can help:
- If your horse develops a serious illness or injury that requires surgery, equine insurance can help to cover the cost of the procedure.
- If your horse is injured in a trailer accident, equine insurance can help to cover the cost of veterinary care and any repairs needed to the trailer.
- If your horse bites or kicks someone, equine liability insurance can help to pay for the injured person's medical expenses.
- If your horse escapes from your property and damages someone else's property, equine liability insurance can help to pay for the damages.
Equine insurance is available in a variety of forms, so you can choose a policy that meets your specific needs and budget. It is important to compare different policies and to read the fine print carefully before you choose one.
DISCLAIMER: The organizations listed are for informational purposes only. It is highly recommended to pursue due diligence and make independent inquiries prior to engaging in services.
UNITED STATES | International (click here)
Equine Insurance
- A & B Insurance Group, LLC, 239 Littleton Road, Westford, MA 01886
- AHT Insurance, 20 South King Street, Leesburg, VA 20175
- All American Horse Insurance, 140 North 200 East, Glenwood, UT 84730
- Allen Financial Insurance Group, 12424 N. 32nd Street #101, Phoenix, AZ 85032
- American Equine Insurance Group, 2130 Point Boulevard, Suite 100, Elgin, IL 60123
- Ark Agency, Ark Agency 310 Washburne Ave., P.O. Box 223, Paynesville, MN 56362
- Asset Equine & Ranch Insurance Agency, P.O. Box 185, Pilot Point, TX 76258
- Barnes Equine Insurance Agency, 190 Community Center Dr., Pigeon Forge, TN 37863
- Blue Bridle Insurance Agency, Inc., P.O. Box 27, Pittstown, NJ 08867
- Broadstone Equine Insurance Agency, LLC, 400 Rosendale Ct., #100, Warrenton, VA 20186
- C. Jarvis Insurance Agency, 33755 Station Street, Solon, OH 44139
- Connaway & Associates Equine Insurance Services, Inc., P.O. Box 25328, Little Rock, AR 72221
- Corinthian Insurance Agency, 165 Main Street Suite #214 Medway, MA 02053
- Don Ray Insurance, LLC, P.O. Box 1180, Webster Square 32 Snow Road, Marshfield, MA 02050
- Dunn Insurance, 216 W. Gilbert St., Henrietta, TX 76365
- Equine Insurance Center, P.O. Box 129, Liberty, NC 27298
- Equine Insurance Specialists, Lexington, KY - Muncie, IN - Wellington, FL
- Equisure, Inc. 13790 E Rice Place, Suite 100, Aurora, CO 80015
- Farm Family Insurance Co., P.O. Box 656, Albany, NY 12201-0656
- Farmers National Bank, 310 West State Street, Suite A Alliance, OH 44601
- Fry's Equine Insurance, P.O. Box 820, Grove City, OH 43123
- Goetz Insurors, 227 Main St, P.O. Box 190, Fort Morgan, CO 80701
- Great American Insurance Group, 301 E. Fourth Street, Cincinnati, OH 45202
- Hallmark Equine Insurance, 2130 Point Boulevard, Suite 150, Elgin, IL 60123
- Hammertown Insurance Agency, 189 Johnny Cake Hollow Road, P.O. Box 90, Pine Plains, NY 12567
- Horse Insurance Specialists, Inc., P.O. Box 999 Pilot Point, TX 76258
- Horse Works Insurance Specialists, LLC, P.O. Box 705, Granby, CT 06035
- HUB International, 55 E. Jackson Boulevard, 14th Floor Chicago, IL 60604
- Independent Equine Agents, 34 Shelbyville Rd # 2A, Louisville, KY 40223-2978
- Jones Bloodstock Insurance Agency, Inc., P.O. Box 1434 San Antonio, TX 78295
- Jorene Mize Insurance Agency, P.O. Box 340, North Fork, CA 93643
- Kay Cassell Equine Insurance, 147 Wheelock Road, Jonesborough, TN 37659
- Laurel Fowler Insurance Broker, Inc., 1587 B El Camino Real, Arroyo Grande, CA 93420
- Leavitt Equine Insurance, 942 14th Street, Sturgis, SD 57785
- Markel Insurance, 4521 Highwoods Parkway, Glen Allen, VA 23068
- Marshall & Sterling Insurance - Equisport Division, 12798 W. Forest Hill Blvd. #102 Wellington, FL 33414
- Marshall & Sterling Insurance, Equisport Division, 110 Main Street, Poughkeepsie, NY 12601
- McNamara Company, 1330 E. Hwy 96, St. Paul, MN 55110
- Momentous Insurance Brokerage, Inc., 5990 Sepulveda Boulevard, 5th Floor Van Nuys, CA 91411
- Morningstar Insurance Brokers, Inc., 138 E Huntington Drive, Arcadia, CA 91006
- Nationwide Insurance, One Nationwide Plaza, Columbus, OH 43215
- Neuman Equine Insurance, 3363 Tates Creek Rd, Lexington, KY 40502
- Nicholson Insurance Agency, Inc., 1020 Monarch Street, Suite175, Lexington, KY 40513
- Northwest Insurance LLC, 21940 Sooner Avenue, Purcell, OK 73080
- Old Colony Insurance Services, Inc., 1900 Cambridge Dr., Lexington, KY 40504
- Parker General Insurance, P.O. Box 661030, Arcadia, CA 91006
- Phil Baker Insurance Services, Inc., 8520 Allentown Pike Unit 4, Blandon, PA 19510
- Plains Horizon Equine Insurance, PMB 306 703B W. Oaklawn, Pleasanton, TX 78064
- Quality Equine Insurance, 1013 S. Hwy 377, Pilot Point, TX 76258
- Rojas Agency Inc. P.O. Box 4276 East Hampton, NY 11937
- Smith-Embry Insurance Associates, Inc., 3044 Breckenridge Lane, Suite LL1, Louisville, KY 40220-2193
- Star H Equine Insurance, 258 Bridle Lane Advance, NC 27006
- Sterling Thompson Company, 3006 Eastpoint Pkwy., Louisville, KY 40223
- Sypolt Insurance Services, Inc., 11344 Coloma Rd., Suite 635, Gold River, CA 95670
- Taylor Harris Insurance Services, 6577 John Marshall Highway, The Plains, VA 20198
- The EMO Agency, Inc., 400 Rosedale Ct., Warrenton, VA 20186
- The Equestrian Group, 12424 N. 32nd Street #101 Phoenix, AZ 85032
- The Hartford Financial Services Group, Inc., P.O. Box 14215, Lexington, KY 40512
- The Horse (Informational Article)
- Van Gundy Insurance, 101 South Towanda Avenue, Normal, IL 61761
EQUINE INSURANCE - INTERNATIONAL
Equine Insurance - Africa
Equine Insurance - Asia / Pacific
- AON Risk Solutions, 63 Pirie Street, Adelaide, SA 5000, Australia
- D G R Thoroughbred Services Pty Ltd., P.O. Box 339, Kensington, NSW 2033, Australia
- E-Quine Insurance Services Pty Ltd., P.O. Box 229, St Ives, NSW 2075, Australia
- Elders Insurance, Level 9, 400 King William Street Adelaide SA 5000
- Gow-Gates Insurance Brokers Pty Ltd., Level 8, 491 Kent Street, Sydney, NSW 2000
- IRT Insurance, Suite 1501, 401 Docklands Drive Docklands, Victoria 3008, Australia
Equine Insurance - Canada
- BFL Canada, 2001 McGill College Avenue, Suite 2200 Montreal, Quebec H3A 1G1, CAN
- Canadian Farm Insurance Corp., #302, 13220 St. Albert Trail, Edmonton, AB T5L-4W1 CAN
- Canadian Livestock Insurance, 480 University Avenue, Suite 412, Toronto, ON M5G 1V2 CAN
- Henry Equestrian Insurance Brokers Limited, 28 Victoria Street, Aurora, ON L4G 1P9 CAN
- Hub International, Various offices in the US and CAN
- Westland Insurance Group Ltd., British Columbia CAN
Equine Insurance - Europe
- Allianz, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX UK
- Animal Friends Insurance, The Crescent, Sun Rise Way, Amesbury, Wiltshire SP4 7QA UK
- Anthony D. Evans Insurance (Horse Trailer Insurance), 77/79 Moseley Avenue, Coundon, Coventry, West Midlands, CV6 1HR, UK
- Bloodlines Thoroughbred Insurance Agency, Orchard House 167-169 Kensington High Street London W8 6SH UK
- British Eventing, Abbey Park, Stareton, Kenilworth, Warwickshire CV8 2RN UK
- British Horseracing Authority, 75 High Holborn, London WC1C 6LS UK
- Equesure Equine Insurance, Equine House, 1529 Stratford Road, Birmingham B28 9JA UK
- First Equestrian Insurance Solutions, Centre 3000, St. Leonards Road, Maidstone, Kent ME16 0LS UK
- Gallagher Insurance, The Arc, Drinagh, Wexford, Y35 RR92
- Hippo Horse Insurance, Europalaan 14A, 5232 BC ’s-Hertogenbosch NED
- Howden Insurance Group, 16 Eastcheap, London EC3M 1BD UK
- Insure My Horse, CETA House, Cromwell Business Park, Chipping Norton, Oxon, OX7 5SR UK
- JS Insurance, Jade Stanly Ltd., 5 Chapel Mews, Waterloo Street, Hove, East Sussex UK
- KBIS British Equestrian Insurance, Cullimore House, Peasemore, Newbury, Berkshire. RG20 7JN UK
- Lycetts, Milburn House, Dean Street, Newcastle upon Tyne, NE1 1PP UK
- NFU Mutual, Tiddington Road, Stratford Upon Avon, Warwickshire CV37 7BJ UK
- Red Sands Insurance Group, Level 3, Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar
- Shearwater Insurance Services, Ltd., 8 Regent Gate High Street, Waltham Cross, Hertfordshire, EN8 7AF UK
- South Essex Insurance Brokers, South Essex House, North Road, South Ockendon, Essex RM15 5BE UK
- SportsCover Direct Ltd., Belmont House High Street, Lane End, High Wycombe, Bucks HP14 3ER UK
- The Insurance Centre, Apartado de Correos 392, Coín 29100, Malaga, ESP
- The Insurance Emporium, Thorpe Underwood Hall, Ouseburn, York YO26 9SS UK
- Towergate Equine Insurance, 40 Huntingdon Street, St. Neots, Cambridgeshire PE19 1DP UK
- Udo Müller Versicherungs-Service, Mozartstr. 26, 49076 Osnabrück, DEU
- Weatherbys Insurance, Sanders Road, Wellingborough, Northamptonshire, NN8 4BX, UK
- XL Catlin, Herzog-Friedrich-Strasse 10, 6020 Innsbruck, Austria